Replies to This Discussion

Permalink Reply by Donald Smith on July 27, 2017 at 16:05

Bowes Park covers a huge geographic area .......so that I doubt if it is explicitly area-wide subsidence. You used the term "renewing" ....initial quotations can be massaged so that the provider appears higher up the comparison tables ;;;;renewal quotes are often higher in the hope that you will renew without checking.....also the rate of Insurance Premium Tax may have changed (increased) since the original cover was made

No harm in checking against a comparison site (please click)

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Permalink Reply by Charlotte Argyle on July 27, 2017 at 18:07

Thanks Donald that's helpful. I'll definitely shop around. And yes IPT has gone up! 

Insurance aside, I'd be interested to know about the subsidence issue. I live in Marlborough Road - does anyone know if this street is particularly affected? 

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Permalink Reply by Juliet Donnelly on July 27, 2017 at 18:27

I live in Myddleton Road and we have had two subsidence claims in the last twenty years. We are in the block of houses by the community garden.

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Permalink Reply by Melanie Corfield on July 28, 2017 at 20:41

I think 'London clay' generally can cause problems with old houses BUT a few years back I was told my quote was high because of potential flooding in Bowes Park which was nonsense so I shopped around.  I tend to change provider every year because usually find providers depend on 'inertia'.  Currently with Tesco for buildings and contents if that helps.

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Permalink Reply by Charlotte Argyle on July 29, 2017 at 8:46

Thanks Melanie and Juliet, yes I can't imagine the New RIver flooding! I'm changing providers now and will have a look at Tesco. 

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Permalink Reply by Donald Smith on July 29, 2017 at 14:00

Hi Juliette

Melanie Corfield wrote;

 I think 'London clay' generally can cause problems with old houses BUT a few years back I was told my quote was high because of potential flooding in Bowes Park which was nonsense

Houses in the area known as the Lakes Estate  between Alderman's Hill and Fox Lane have been prone to "subsidence" but this was not due to "flooding". The reason for the problem was the lack of proper foundations under the bay windows compared to the foundations on the mass of the rest of the building which gave rise to differential movement in the London Clay . the bay windows just fell forward

Be aware of those who blame trees.....and tree roots.....more hazard can be caused by removing the existing forest tree and loping it in situ

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